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Identity Theft News
How ID Thieves Obtain Your Personal Information
ID thieves use your personal information to impersonate you. The information might include your credit card or bank account numbers, your social security number, your date of birth, your mother’s maiden name, your driver’s license or state ID number, your e-mail address, account passwords, and other items that can uniquely identify you.
ID Thieves:
Steal wallets and purses containing your personal information, such as social security numbers, driver license numbers, credit and debit card information, and checking account numbers
Steal your mail – financial statements, utility bills, medical correspondence, pre-approved credit offers, social security checks, and tax documents all contain personal information useful to ID thieves
Submit a change-of-address form with the US Postal Service to divert your mail to another location
Rummage through household or business trash containers. For professional "dumpster divers," trash containers are gold mines of valuable personal information
Fraudulently obtain your credit report by posing as a landlord, bank, employer, or someone else who may have a legitimate need to review your report
Find personal information you have left in a place accessible to the public, such as a store or unlocked car
Get hold of the personal information you share on the Internet
Obtain your personal information from an insider – for example, a store or bank employee.
Definition:
Identity fraud differs from identity theft as so far as the thief doesn't steal someone else's information, but rather uses made up information.
Counterfeit credit cards
Definition:
Once your information has been obtained, thieves often counterfeit credit cards to authorize electronic transfers in your name, eventually draining your bank account.
Credit fraud
Definition:
Credit fraud is a synonym for identity theft.
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